Privacy Policy for Inner Circle Financial
At Inner Circle Financial, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you use our website and services. By accessing or using our website, you agree to the terms outlined in this policy.
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1. Information We Collect
We collect personal information that you provide directly to us when using our services. The types of personal information we collect may include:
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Personal Identifiers: Name, email address, phone number, mailing address
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Financial Information: Income, employment status, financial goals, life insurance needs
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Usage Data: Information about how you interact with our website (e.g., pages visited, time spent, IP address)
We may also collect information from third-party sources such as credit agencies, public databases, or other partners to facilitate our services.
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2. How We Use Your Information
We use the personal information we collect to provide, improve, and personalize our services. This may include:
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Processing your applications for life insurance or other financial services
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Communicating with you about your account, policies, and other services
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Personalizing your user experience on our website
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Sending marketing materials, including promotions, special offers, and new product information (with your consent)
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Improving website functionality and customer service
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Complying with legal and regulatory requirements
3. How We Share Your Information
We respect your privacy and will not sell or rent your personal information to third parties. However, we may share your information in the following cases:
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Service Providers: We may share your information with trusted service providers who help us operate our business, such as those who assist with data processing, website maintenance, and customer support.
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Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your personal information may be transferred as part of the transaction.
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Legal Requirements: We may disclose your information to comply with legal obligations or to protect our rights, safety, or property, or that of others.
4. Data Security
We take the security of your personal information seriously and implement appropriate technical, physical, and administrative safeguards to protect your data from unauthorized access, use, or disclosure. While we strive to protect your information, no method of data transmission or storage is completely secure, and we cannot guarantee its absolute security.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your user experience, analyze website traffic, and personalize content. Cookies are small files stored on your device that help us recognize you when you return to our website. You can control cookie preferences through your browser settings.
6. Your Rights and Choices
You have the right to:
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Access and Correct: You may request access to the personal information we hold about you and request corrections to any inaccuracies.
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Opt-Out of Marketing Communications: You can opt out of receiving marketing emails or other promotional materials at any time by clicking the "unsubscribe" link in our emails or contacting us directly.
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Data Deletion: You can request that we delete your personal information, subject to legal obligations or business requirements to retain certain data.
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Withdraw Consent: If we process your data based on consent, you may withdraw that consent at any time.
For any requests related to your personal data, please contact us at the information provided below.
7. Third-Party Links
Our website may contain links to third-party websites. Please note that we are not responsible for the privacy practices of these external sites. We encourage you to read the privacy policies of those sites before providing any personal information.
8. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children. If you believe that we have inadvertently collected personal information from a child, please contact us immediately so we can take appropriate action.
9. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Any changes to the policy will be posted on this page with the updated date. We encourage you to review this policy periodically to stay informed about how we are protecting your personal information.
10. Contact Us
If you have any questions or concerns about our Privacy Policy or how we handle your personal information, please contact us:
Inner Circle Financial
Address:
5857 Owens Ave #341,
Carlsbad, CA 92008
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By using our services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.