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Don’t Risk Losing Your Home

Mortgage protection with living benefits is a life insurance policy that provides financial support if you're diagnosed with a terminal, chronic, or critical illness, and offers a death benefit to your beneficiaries upon your passing. Gain peace of mind knowing your mortgage payments will be covered during life's toughest moments.

interracial family holding roof over their head

Mortgage Protection Insurance

We partner with top insurance providers to deliver easy approval life insurance with no medical screening.

Mutual of Omaha logo
Foresters Financial logo
Legal and General logo
TransAmerica logo
Liberty Bankers logo

Is Mortgage Protection Worth It?

Mortgage protection insurance is specifically designed to protect your home by covering your mortgage payments during challenging times. Whether it's worth it depends on your individual financial situation and priorities. Mortgage protection insurance may be a good option for you if:​

Have a family and want the peace of mind knowing that your mortgage will be covered during tough times

Want quick and easy life insurance coverage with no waiting period and no medical exam

You're the primary income earner and want a policy that provides income replacement to help cover living expenses and offset debt.

Includes Living Benefits

Life insurance with living benefits provides financial protection for your loved ones and lets you access part of the benefit early if you're diagnosed with a serious illness, helping to cover medical expenses, living costs, or other financial needs. 

Builds Cash Value

With each premium payment, a part contributes to the cash value, which grows at a guaranteed rate. Access this accumulated cash value during your lifetime through withdrawals or loans

Why Choose Life Insurance for Mortgage Protection?

Maintain financial stability during challenging times, allowing loved ones to focus on recovery instead of worrying about homeownership

Flexible Coverage Amounts

Choose coverage amounts between $100,000 and $1,000,000, with the cost influenced by factors like age, health, and the desired coverage level.

Simplified Issue

With simplified issue life insurance, you can skip the medical exam and get coverage quickly by answering fewer health-related questions.

Level (Fixed) Premium

The cost of your policy remains the same, regardless of age or health changes, making it easier to budget and plan with a fixed monthly payment.

Whole Life

Secure lifelong coverage with fixed premiums and build cash value that grows over time, which you can access through loans or withdrawals.

FAQs

Five Questions To Ask When Considering Mortgage Protection Insurance

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5857 Owens Ave #341,

Carlsbad, CA 92008

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