Infinite Banking Concept
Become Your Own Banker
Let Inner Circle introduce you to the Infinite Banking Concept (IBC) and show you how to recapture the interest that you pay to banks and finance companies. An infinite banking policy not only provides lifelong coverage and a guaranteed death benefit, but also may pay you a dividend. One of our Advanced Market Specialist will work with you to determine if IBC is the right fit for your financial goals.
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Life Insurance Retirement Plan
IBC (Infinite Banking Concept) as a Life Insurance Retirement Plan (LIRP) is a strategy where you use a participating whole life policy as your own personal "bank" to grow wealth and create tax-free retirement income. We'll show you how to overfund your policy to build cash value faster and borrow against your cash value any time - no taxes, no credit check.
A guaranteed death benefit that can be passed on to your beneficiaries when you pass away.
Greater control over financing personal and business expenses without relying on external lenders
A cash value that continues to grow at a predictable rate, even if the stock market or economy is experiencing downturns
Participating Whole Life Insurance
Permanent life insurance that provides lifelong coverage, guaranteed cash value growth, and the opportunity to earn dividends. Use an IBC policy to build wealth, legacy planning, and as a stable, tax-advantaged financial asset outside the market.
Wealth Building with Liquidity
As your cash value grows, borrow from it without taxes or penalties. Build your own bank to buy real estate, fund a business, pay for college, or supplement college. An IBC policy is safe bucket in a diversified financial plan.
Is Infinite Banking Concept (IBC) Right For You?
The Infinite Banking Concept (IBC) is a financial strategy that uses a participating whole life insurance policy as a personal banking system. Overall, IBC provides a unique way to build wealth while maintaining control, stability, and protection.
Looking for Long-Term Wealth Building
IBC is ideal if you want to build wealth over the long term with guaranteed growth. The cash value accumulation grows steadily over time, and the strategy works best when you're committed to holding the policy for decades
High-Income Earner and Business Owner
If your looking for ways to protect your wealth from taxes and build long-term savings you can benefit from IBC. The tax-deferred growth and the ability to borrow against the policy make it an attractive option for you to build a large nest egg
Seeking Control Over Your Finances
If you value financial flexibility and want to have direct control over your funds, IBC allows you to borrow against the cash value of your policy without requiring traditional loan approval or credit checks
Seeking a Safe, Low-Risk Investment
Avoid the risks of market fluctuations. IBC provides a secure and stable alternative to investments like stocks or real estate. The policy's cash value grows at a guaranteed rate, and dividends remain unaffected by market volatility
FAQs
Five Questions To Ask When Considering Infinite Banking
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